Stay Protected When Living With Roommates

Probably the best advantages of renting an apartment, home or just a room is having roommates. They split the cost of the bills, help you clean up and keep you company on a daily basis. While having roommates has its many benefits, keep in mind that they can also be the cause of your misfortune.

What if your normally trustworthy roommate leaves the stove on overnight and there’s a fire that destroys your belongings? What if they have a party while you’re out and some of your possessions are stolen? Would you be able to replace these items out of pocket? The answer for most renters is no. That’s why having rental insurance is so important.

A basic rental insurance policy will protect you from the following:

  • Fire
  • Theft
  • Lighting
  • Natural Disasters
  • And Much More….

When choosing a rental insurance policy the first step is to take an inventory of your belongings. Estimate how much all of your possessions are worth so you know how much coverage you will need in the event everything is destroyed. On average a basic policy will only cost you $15 a month! RentalInsurance.org provides free rental insurance quotes from agent in your area. All you have to do is fill out some information about your rental property and any past claims you may have had. They do the rest.

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